The Annual Enrollment period is currently taking place through December 7, 2012, so now is the time to learn about the great benefits offered through Independent Health’s Medicare Advantage plans.

Independent Health knows that choosing a Medicare plan can sometimes be a challenge, but our RedShirts are always available to help you sort through your options and find the plan that will best fit your needs.

What to expect from all of our Medicare Advantage plans

No matter what Independent Health’s Medicare Advantage plans you’re considering, all of them come with great benefits*. Our 2013 offerings provide our members a choice of copayment and premium levels like $0 premium plans, plans that offer greater flexibility in seeing doctors anywhere, and a plan for those who don’t need prescription coverage.

Every Medicare plan we offer includes $0 copayment for preventive services such as flu shots, routine annual physicals, colonoscopies and more. They also include an expanded dental network, with preventive dental services as well as vision and eyewear coverage**. For extra piece of mind, our Medicare plans also provide coverage at any emergency room in the world.

All of our Medicare plans also include Healthy Benefits, a fitness benefit that allows you to join one of over 100 participating fitness facilities for 12-months and includes all of the facility amenities – treadmills, fitness classes, free weights – that are included in a basic gym membership.

In addition to these great plan benefits, all our our Medicare Advantage plans come with the RedShirt Treatment. Whatever you need, whether it’s calling to see how you’re feeling after a recent surgery or reviewing whether your medications can cause a dangerous interaction, the RedShirts are there.

Medicare star ratings matter

In 2012, Independent Health received a 4.5 Medicare star rating***. The star ratings are compiled annually by Medicare and are an unbiased way to compare plans based on quality, value and performance. The plans are rated together through information gathered from clinicians, member surveys and other trusted sources.

Stars for each plan show how well the plan performs overall on a set of quality measures, designed to help you objectively choose a plan. Ratings are based on a five star scale, with one star meaning “poor” quality ranging up to five stars for “excellent” quality. Visit to find the star ratings of the private insurance companies you’re interested in.

The RedShirts are here to help

More people choose Independent Health for their Medicare Advantage coverage than any other plan in Western New York†. The reason for this is our comprehensive benefits, quality services and our RedShirt Treatment.

If you would like more information about Independent Health’s Medicare Advantage plans or have questions, call (716) 635-4900 or 1-800-958-4405 (TTY users call 1-888-357-9167) Monday – Sunday, 8 a.m. – 8 p.m., visit or stop by one of Independent Health’s Medicare Information Centers††.

Independent Health is a Medicare Advantage organization with a Medicare contract. *The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan. Limitations, copayments, and restrictions may apply. Benefits, formulary, pharmacy network, premium and/or co-insurance may change on January 1 of each year. You must continue to pay your Medicare Part B premium. **Benefits vary by plan. ***Plan performance Star Ratings are assessed each year and may change from one year to the next. †Per CMS WNY enrollment data 9/12. ††A sales person will be present with information and applications. For accommodations of persons with special needs at sales meetings call 716-635-4900 or 1-800-958-4405 (TTY users call 1-888-357-9167).
Y0042_C2895 Accepted 10212012